Regional Credit Manager - Affordable Housing - West & South Region

Products : Affordable Housing.

Job Description Tentatively :

1. Managing the team for prompt and quality credit processing.

2. To ensure adherence to credit policy and defined processes.

3. TAT management, Customer visit quality and TAT.

4. Fraud Risk Management.

5. Portfolio Quality and Monitoring of non starters, cheque bouncing trends.

6. Resolution of overdue accounts by coordinating with sales team.

7. Coordination with Operations team for due/ ovedrdue PDD process.

8. Renewal/ review of cases in timely manner.

9. Hiring of credit resources as per manpower budgeting, attrition management.

10. Coordinating for training programs for credit team, imparting induction training.

11. Maintenance of various MIS & Data like approval and rejection ratio, disbursal data, PDC presentation data, portfolio indicators etc.

12. Market intelligence, providing inputs and feedback for policy and process improvement.

13. Empanelment of different vendors viz. Legal Agency, Valuation Agency, CPV Agency, FCU Agency, ROC Search Agency.

14. Vendor TAT management, Vendor Visits, Vendor payments and vendor reviews.

15. To maintain adequate knowledge of channels and their sourcing pattern.

16. To ensure Audit compliance and regulatory compliance for the region.

17. Keep Industry and market changes in mind while recommending and approving cases.

18. To take reference checks for prospective borrowers from market links and exiting lenders.

Rohit Sharma
Contact No:-9810219715