RBS - Associate - Credit risk

Role:

The role requires the individual to create and support business/regulatory MI, regulatory data submission related project work and conduct ad-hoc analysis to support various stakeholders and help enhance the overall credit reporting experience.

What the Business does : 

Risk reporting team is central team responsible to meet all reporting requirements of NWM Risk. Which include various internal MIS, Board level submissions and regulatory reports across (Market/Credit /Operational) NWM Risk stripes.

Your Responsibilities : 

- With primary focus on Credit Risk Reporting- ensuring compliance to Reporting & Control policy, which include Completeness, Accuracy & timeliness of the information in the report. Following adequate controls and governance to ensure Report is fit for purpose.

- Brings out business insights, ensures that the MI are adequately supported with business commentary

- Liaise and communicate with varied stakeholder groups

- Brings out business insights, point out anomalies in data if any and interpret key metrics movement .

- Monitor and report on the credit quality of the portfolio both in terms of risk profile and performance .

- Represent team in various change & transformation projects.

- Build required validation/reconciliation checks and challenge accuracy of numbers

- Train and mentor junior team members

- Review team's quality of deliverables as per agreed SLA .

The Skills you will need : 

- 6+ years of experience in risk reporting and/or portfolio Analysis

- Role holder should have broader understanding of credit risk (CCR, banking book, IFRS9 etc.)

- Financial acumen (understanding of credit risk metrics/ indicators and their relationship with the firm's assets, businesses, regulation and stakeholders)

- Role holder should be able to engage with senior stakeholders including Front office, Risk managers, IT, auditors etc.

- Exposure to Programming (SAS desired) and working knowledge of Excel, Access, and VBA is required.

- Independently run small Continuous improvement project

- Display behaviours in line with Our Standards.
 
Why RBS? : 

Our purpose is to serve customers well. We serve around 19 million customers across the globe, and our aim is to consistently meet and exceed their needs wherever they find us. Our ambition is to become the UK's number-one bank for customer trust, service and advocacy and our team in India is integral to helping us achieve this goal.

We'll make sure you're clear on what's expected of you in your role, that you have what you need so that you're capable of succeeding, and that you're motivated to do your best work. We're a place where you can grow your career, build skills, expand your horizons and be recognised for the great contributions you make.

Reward : 

Your reward is about much more than just your salary. Our benefits packages are designed to be flexible, giving you the freedom to make choices which fit your lifestyle, and your plans for the future.

Inclusion : 

We care about diversity, and we believe everyone should be able to bring their whole selves to work. And as an equal opportunity employer, we invite applicants from all sections of the community including across gender identities, orientations, physical and mental capabilities, cultures and ages. We want you for the work you- ll do.