Job Description :
Job Title : Strategy Head - Consumer Business
Grade : DVP1 - DVP2
Department : Consumer Business
Location : Mumbai
Reporting To: Head - Consumer Business
A. Job Description :a. Strategy planning and development of business architecture :
- Across Consumer Finance businesses
- Defining Key Business Parameters for respective BU
- Co-manage & deliver on Sales Strategy.
b. Preparation of Annual Operating Plan (budgeting / capacity planning / targets leading to cost and revenue projections) along with key indicators review / gap analysis / improvement plan both at new and portfolio levels
c. Responsible for developing the incentive structure in conjunction with Business /Collection, aligning frontline to the organizational goals and driving through Score Cards and KPI's :
- Designing & roll out of Sales Campaigns / Loyalty Program to increase portfolio & productivity
- Launch new initiatives in conjunction with stakeholders
d. Regular market benchmarking facilitated through active market travelling & meeting internal teams / customers / competition
- To research and identify new market opportunities
e. Work with Vertical heads to ensure audits, compliance and sales errors are within the necessary guidelines
- Responsible for data management, analysis, monitoring and quality
f. Maintain high visibility with respect to liaison with Sr. Management at bank/ RFL
B. Qualifications and Experience Requirement Qualifications :
Essential : MBA/Master's degree in Management, Finance and Banking
Experience :
Essential : 12 - 15 years of core experience in Strategy and Business Analysis preferably in Consumer Financing field (Bank/NBFC) with strong Business strategy, process and systems understanding
- Strong stakeholder Management and excellent presentation-cum-communication skills
C. Competency Requirements :a. Technical Skills :
- Software - Command in MS Office suit
- Basic Computer knowledge will be added advantage.
b. Behavioural Skills :
- Good communication & interpersonal skills
- Should be able to work in a team