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06/10 Surabhi Bahl Kohli
Manager - Talent Acquisition at Progcap

Views:3697 Applications:487 Rec. Actions:Recruiter Actions:110

ProgCap - Senior Credit Manager (7-15 yrs)

Delhi NCR Job Code: 1164737

Progcap is a Fintech and AI company that pioneers alternative credit scoring for small businesses using proprietary data from non-traditional sources. We aim to fuel credit to 100 million under-banked SMEs in the emerging markets worldwide with an initial focus on India. Progcap is building the digital bank for large retailers. Company is backed by Sequoia Capital and Tiger Global. It sits at the intersection SMB software and financial services and has blitzscaled since launch in under 3 years touching over 300K retailers. Company now wants to double down on its software offering building out the full range of business management products for its retailers - inventory management, billing, accounting, tax filing

The Company is the recipient of the World Bank's "SME Global Product Innovation of the year", 2018 award.

JOB DESCRIPTION :

- Demonstrated experience in credit evaluation of unsecured business loans, working capital loans preferably supply chain finance (dealer finance) portfolios

- Credit Appraisal of loan application within defined guidelines and accordingly take decisions or recommend for approval to higher authorities.

- To evaluate proposal of customers for working capital.

- Analyzing CIBIL Reports, financial analysis and preparing CAM to check loan eligibility of customers.

- Interact with customers to understand their businesses, identify the credit requirement and collect information.

- Decision making within defined TAT.

- Coordinate with sales, operations and Technology Team.

KEY COMPETENCIES AND SKILLS:

- Proficient in credit analysis.

- Good knowledge of MS-Excel.

- Excellent written and verbal communication skill.

- Stakeholder management- both internal and external.

- Ability to work in a fast-paced work environment.

Women-friendly workplace:

Maternity and Paternity Benefits

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