Product Sales Manager - Micro Banking

Product Sales Manager - Micro Banking

Key Responsibilities :

- Focus on low income customer segment to deliver micro credit, micro deposits, micro insurance etc.

- Overall monitor 5-6 Field Supervisors (5-6 Branches).

- Train & capacity building of Unit Manager, Field Supervisor & CSRs of the respective branches.

- Standardize lending model & record maintenance among the branches.

- Pre & Post Disbursement visits.

- Maintain overall standard quality portfolio, cross sell, customer service.

- Overdue, NPA follow-up.

- Ensure timely completion of Post Disbursal Document to RPC among all the branches.

- Identify, survey and map Business potential in the area/ villages and suggest to FS as well as Area Manager.

- Loan End use Monitoring.

- Ensure properly Accounting of Ganaseva transaction.

Qualifications Requirement :

- Any Post Graduate with a minimum aggregate of 50% in the qualifying exam

Experience Requirement :

- Must be willing to Work and travel across the district.

Technical Skills Requirement :

- Track record of business development with significant achievements in the field of credit appraisal, sanction, pre & post disbursement documentations etc.

- Excellent communication skills in local language/Hindi and English- verbal, and written

- Team handling ability

- Computer proficiency to work with MS Office

Behavioral Skills Requirement :

- Problem solving

- Keenness to learn and detail oriented