Product Risk Manager - Educational Institutional Loan

The candidate will be responsible for developing product risk policy framework for Educational Institutional Loan,Education Loan review of policies, processes and programs capturing findings. He should able to do add a value addition to the system.

- Responsible for end-to-end risk management function for Educational Institutional Loan.

- Sound product knowledge on Educational Institutional Loan products like Term loans, Bridge loans, Supply Chain Finance, Short term lending, Working capital limits, Vendor & dealer financing

- Appraise and provide risk views on Educational Institutional Loan proposals requiring Risk approval

- Close tracking of entire Educational Institutional Loan portfolio to ensure sound portfolio quality.

- Preparation of risk dashboards/management presentations via collaborating with various internal and external resources

- Develop product risk policy framework, programs and devising risk strategy for business; competition tracking and building stronger proposition for the company

- Identify key risks and mitigating factors of potential asset types and values, legal and ownership structures, professional reputations, customer bases, or industry segments

- Recommend ways to control and reduce risk on stipulated processes and policies, advise teams on business/operational matters

- Produce business-related information and reports or presentations that outline findings, explain risk positions, and recommend changes periodically

- Coordination with designated managers of the partner and taking adequate risk policy measures to provide required enablers

- Ensuring compliances

Deliverables :

- Strategic initiatives of Educational Institutional Loan, drive optimum utilization of data source and digital applications

- Delinquency analysis and corrective measures.

- Product risk policy framework EL/EIL

Technical Competencies /Skills :

- Should have relevant work experience in Credit Underwriting, Credit Risk/Policy

- Experience of underwriting/ risk function in - EIL

- Should have first-hand experience of developing risk framework.

- Should have keen interest for technology application to Risk framework.

- Risk management.

- Good Knowledge of computer applications

Note :

Interested candidate's can share your updated resume along with preferred location, current fixed CTC pa and Notice period. 

Formal Qualifications : CA or an MBA from top rated colleges