Product Manager - Unsecured Business Loans

About Unsecured Business loans : The Unsecured business loans team provides small business loans to MSMEs operating in various segments of the economy. The MSME sector is pivotal to the Indian economy and formalised lending to this segment is important for growth of MSMEs.

About the Role :

- The Product team manages the entire product line life cycle from strategic planning to tactical activities.

- They are responsible for conceptualizing and implementing the strategic plan to steer top line growth and bottom line delivery.

- The Product team is also responsible for Product Development, Portfolio Management and Analysis.

Key Responsibilities :

- Responsible for designing and launching new products and streamlining existing processes to increase new customer acquisition

- Design and launch contests and schemes for employees and Channel Partners

- Design promotional campaigns and other tactical strategies to enhance top line in a short span of time

- Working in Personal Loan Department (PL) handling the Self Employed Segment (MSME) - Managing the Unsecured loan- Business loan Portfolio (BIL)

- Monitor pricing, revenue generation, product management, new product development, portfolio performance including budgetary, expansion and long term business planning

- Design and execute national level promotional campaigns and sales strategies to increase brand awareness

- Drive cross-sell through sales team and manage relationship with partners for specific business requirements

- Measure channel wise employee wise target achievements

- Calculate and process incentives for the team

Qualifications :

Optimal qualification for success on the job is : Graduation/ Post-Graduation from a recognized institute

Role Proficiencies :

For successful execution of the job, the candidate should possess the following:

- Knowledge of industry, technology, marketing, and product trends

- Knowledge of regulatory guidelines and norms

- Good communication (both verbal and written) skill in both English and the local language

- Ability to handle pressure and meet deadlines