Product Manager - Lending - Financial Services

Responsibilities:

Product Strategy and Vision:

- Develop and articulate a clear product strategy aligned with the companys overall goals.

- Define the vision for lending products, considering market trends, customer needs, and business objectives.

Product Development:

- Lead end-to-end product development, from ideation to launch, ensuring high-quality, user-centric products.

- Collaborate with cross-functional teams, including engineering, design, and data science, to deliver innovative lending solutions.

Market Analysis:

- Conduct market research to identify opportunities, competitive landscape, and customer needs.

- Stay abreast of industry trends and regulatory changes affecting the lending space in India.

Financial Management:

- Take ownership of the lending product portfolios P&L, driving revenue growth and managing costs effectively.

- Implement pricing strategies and financial models to maximize profitability.

Cross-functional Collaboration:

- Work closely with business teams to ensure successful product launches and ongoing market success.

- Foster a collaborative and innovative work culture within the product team and across the organization.

Risk Management:

- Develop and implement risk management strategies for lending products, ensuring compliance with regulatory requirements.

- Proactively identify and address potential risks to protect the companys interests and reputation.