Product Manager - Innovation - Bank

Product Manager - Innovation

Job Description :

- A Product Manager - Innovation must combine a variety of interests and tasks as they are an interface between business, technology, and creativity. Work on ways to map and document the flow of ideas and knowledge within HDFC Bank while developing new ideas and start projects from existing know-how.

- You should examine new and promising technologies together with specialists from business. Once market potentials and business case become apparent, you are mainly responsible for the development of prototypes, checking practical applicability, and accompanying the project to final development.

- While doing so, you will also examine possible business areas and potentials that link future or existing products and technologies of the company in a new context.

What we expect of you, day to day :

- Re imagining the experience of new & existing customers in relation to HDFC Bank's products and services

- Proposing and implementing new experiences for internal collaborators

- Providing best practices in strategic design for products/services

- Proposing innovative products and business models aimed at enhancing the HDFC Bank's offering

- Working closely with experts from the different areas of HDFC Bank, detecting improvements, and new opportunities

- Defining the guidelines and policies that must be met in relation to innovation in the HDFC Bank

- Leading the development of the strategy and innovation focuses.

- Implementing and leading the plan to create a culture of innovation

- Monitoring, analysing, and communicating innovation metrics to senior management to seek opportunities to improve HDFC Bank's innovative performance

- Introducing new products or services for internal and external customers

- Analysing internal processes or developments to turn them into profitable "products" for the market

- End to end ownership of product life cycle and road map with analytical mindset that results in data-informed decisions

- Define Digital credit platform product road-map across Digital Lending stack - Retail, Wholesale, Business, LAP, Working Capital loans etc.

- Collaborate with high speed agile ecosystem of internal IT, Credit, Business, Product, API teams and external stakeholders

- Ideate, Design., Prototype and Market new product/customisation viability and builds recommendations for decision makers.