Product Manager - Credit Cards - IIM/ISB/MDI/FMS

The position will be responsible for conceptualizing, incubating and executing the vision for the Cobrand and HNI Credit Card business

Overarching Product Objectives :

- Drive the agreed business plan, P&L though sales support and interventions

- Gain a deep understanding of customer experience, identify and fill gaps. Act as a product evangelist to build awareness and understanding

- Work closely with technology and Operation teams to deliver on quick time-to-market goals and product launches with optimal resources

Co-brand Products :

- Identify & execute prospective and potential partnership ideas with Institutions, Brands & entities by co-creating new Cobrand Card programs to drive growth & profitability

- Develop in an in-depth understanding of our partners' business goals to identify win-win opportunities for the partnerships

- Create customized and differentiated propositions and deliver structured pitches to prospective partners and internal stakeholders.

- Develop product pricing and positioning strategies. Translate product strategy into detailed requirements and prototypes

- Facilitate seamless onboarding of partners in the internal ecosystem

- Build strong relations with leaders & managers of the partner teams

- Evaluate & drive promotional plans to ensure that they are consistent with product line and partnership's strategic objective

UHNI Products :

- Managing product positioning and revamp, working with stakeholders like Wealth and Privy teams on improving processes, increasing card spends and reducing program expenses

- Working with Wealth, Privy HO teams, Credit Card S&D on increasing acquisitions.

- Resolving customer issues, through various channels at disposal viz Customer Service, Wealth Privy RMs, Credit Card Prima Soul RMs

Ideal candidate should possess :

- Masters in Business Administration from Tier 1 Institutes

- 8-10 years of experience in credit cards, payments and /or managing partnerships with an understanding of the consumer Card and payment industry's challenges, a vision for its growth

- Hyper-focused on partner satisfaction, with experience in a client-facing or senior management role

- Positive, collaborative attitude, prolific communicator

- Ability to evaluate potential business opportunities, structure the team's thinking, and reach insightful answers

- Experience in managing many partnerships simultaneously while shepherding multiple cross-functional opportunities and projects in parallel

- Ambitious team player with the ability to execute partner requests and tasks in time sensitive situations

- Deep understanding of credit card P&L and underlying levers