Product Management Role - Power Projects - Corporate Finance Division - Infrastructure Banking

Infrastructure Banking Product Management is a unit within Corporate Finance division based at Mumbai .

- Infrastructure Banking has professionals with relevant educational background and industry experience.

- Infrastructure Banking works in close co-ordination with Relationship Managers, Risk/Legal/Compliance and Credit Admin teams.

- The position will typically assist in credit assessment/ deal structuring for infrastructure projects/ companies, monitoring the existing relationships and knowledge initiatives.

Credit assessment -

- Tracking of covenants and management of exceptions / deviations

- Regular review of the case

- Inspections / Site visits Sector assessment

- Detailed Financial analysis including finalization of financial model

- Preparation of Credit Approval Memorandum and following internal approval processes

- Meet with all pre-disbursal and post disbursal compliance

Communication/PR of Bank's products

- Undertakes brand communication initiatives for designated products

- Communicates product positioning messaging that differentiates Bank's products in the market

- Increase Bank's visibility in the finance circle / industry sector market Research

- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research

- Sector tracking / management presentations

Credit Appraisal -

- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet,Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Self-Management

- Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.

Responsibilities -

- Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.

- Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.

- Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

Risk and Internal Control Responsibilities

- Follows risk policy and processes to mitigate the operational, regulatory, financial, informational,reputational and audit risks as instructed by departmental manager.

- Executes the establishe- d internal control systems and compiles the relevant information fordepartmental audits, as necessary.

- To improve credit hygiene parameters with a view to mitigate the risk and to ensure timely