Product Lead - Car Loan Vertical - Bank

Product Lead - Car Loan (New & Old Car) - BANK

Given below the position details with a Leading Bank :

Position -Product Lead - Car Loan (New & Old Car)

Locations: BKC Mumbai

The role entails managing and scaling up the Car Loan book(New & Old Car) by on-boarding customers via Direct, Fintech partnerships and online aggregators. The role will closely collaborate with the partners and operations teams to drive effective customer acquisition and servicing. The role includes defining product constructs, building roadmap and managing product delivery, Managing Product cost structures, marketing, legal and regulatory compliance, operations oversight, technical product management ; He/she will oversee preparation product notes, work with policy/risk on policy notes and get internal management approvals. He/She will support partner relationships to increase the share of wallet from partner's overall business and providing great customer and partner experience.

Roles & Responsibilities:

Primary Responsibilities :

1. The candidate will spearhead the new product development process.

2. Campaign and Channel management: working with sales team, MIS, programs, motivation. Looking for energy for this

3. Portfolio understanding : Enhance portfolio profitability by achieving customer acquisition, product penetration and portfolio quality targets

4. Regulatory : - Ensure that internal/regulatory compliances, risk management and service quality are in line with the defined policies

5. Digital : understanding of Ui Ux, journeys, worked on enhancing customer delight, improving TAT.

- On-board newly acquired digital lending partners ; partner & product evaluation, preparation & approval of product notes, technical integration & loan book growth

- Acquire new to the bank customers on a large scale by innovating digital journeys