Product Head - Working Capital

- Develop policies and procedures for various working capital products as per internal risk metrics and compliant with statutory regulators

- Discuss existing (modifications) & new product proposition with all relevant internal and external stakeholders to ensure regulatory compliance with risk, legal, compliance and other departments

- Conceptualizing and releasing successful products in mobility/ online domain both for retail and corporate users

- Prepare training material on new products and strengthen existing product information and conduct train the trainer program

- Track and monitor key strategic deliverables like limit creation, revenue, productivity, ROI, PF, etcetera in line with budgeted numbers and suggest corrective actions wherever necessary

- Monitor the delinquency at a Pan India, regional and location level and devise the Product

- Profitability by getting the right combination of yield and perceived delinquency

- Build brand image and visibility among internal as well as external customers

- Conceive and drive incentive contest to achieve budgeted targets

- Work closely on management information systems along with analytics team

- Acquire pre-approved lead from analytics team and develop strategies along with sales team on acquisition through the Call Centre team

- Conduct branch visits and limited customer meetings to understand our USP delivery as well as their needs & gaps in our offering

- Regularly tracks and publishes product performance updates