Product Head - Salary Overdraft

One of the biggest Private Sector Bank is looking for candidates for Product Head - Salary Overdraft at their Corporate Office at Mumbai.

Role :

Role : Product Head - Salary Overdraft

Location : Mumbai

CTC : Negotiable

Grade : Upto Vice President

Experience : Minimum 10 years

Job Description:

The Salary Overdraft Product Head will be responsible for development of product strategy, implementation of initiatives related to pricing and payout management. The individual will be the subject matter expert on overdraft product customization and design/influence product features and processes. Proven work experience in designing, promotion of products, managing portfolio, pricing and payouts is a must.

Product and Portfolio management :

- Drive and manage all P&L metrics for Salary Overdraft

- Analyze competitive landscape to identify and evaluate new business opportunities to expand the business profitably

- Develop go to market plan and ensure smooth product launch

- Drive customer acquisition across key channels

- Design and execute campaigns to drive overdraft limit activation and utilization

- Manage and maintain portfolio health through regular reviews with respective stakeholders

- Work closely with cross-functional stakeholders including Sales, Policy, Credit, Operations, IT, Audit and Compliance on various product related aspects such as processes, risk reviews, sales channel management

- Address all compliance and audit related queries and implementing relevant recommendations in a timely manner

- Work closely with cross-functional stakeholders on Audit, Compliance and Payouts