Product Head - Personal Loan - NBFC

We are currently hiring for the role of Product Head - Personal Loan. We are looking the person who is working for the same product doing product design, product development, product strategy, product planning and managing the whole life cycle of the product. Candidates from Banks and NBFC can only apply.

Job Description :

- Develop product positioning and messaging that differentiates your Personal Loan products in the market.

- Sales enablement - communicate the value proposition of the products to the sales team and develop the sales tools that support the selling process of your products.

- Product launch - plan the launch of new products and releases and manage the cross-functional implementation of the plan.

- Strategic Alliances- Entering into strategic alliances with various manufacturers ang chain of stores to offer them the most viable deals to increase the sales numbers.

- Market intelligence - be the expert on your buyers, how they buy and their buying criteria; be the expert on your competition and how to crush them

- Demand generation - develop the strategy and manage the marketing programs that drive demand for your products.

- Reviews and endorses product programs, new product proposals, product propositions & strategies to ensure the development of strong and differentiated 'best-in-class' product offerings.

- Encourages discussions/ feedback mechanisms on product themes with key clients, brokers/ DSAs and understand their needs & help to develop product strategies customised to their requirements.

- Constantly reviews the product basket and recommend changes for competitiveness and improving customer experience/ organizational profitability.

- Sets up an effective product training mechanism for the sales teams and channel partners for effective sales.

- Responsible for delivering the look and feel of the overall product collateral/presentation in accordance with segmentation requirements for each business segment.

- Leads product pricing and channel costing for each customer segment and product segment and accordingly.

- Oversees the development of product specifications in the IT systems, accounting systems and undertake necessary documentation for process notes, approval matrix, etc for the same.

- Undertakes risk, regulatory and compliance assessments for all new product development and existing product modifications.

- Ensures compliance and adherence to internal compliance policies, NBFC guidelines and external regulatory (RBI) guidelines in product design.