Product Head - Current Account

Product Head - Current Account

Implement and maintain a robust process to Build the CA Book . Monitoring CA Portfolio and ensuring Compliance as per Bank's internal policies, industry regulations and relevant regulatory norms. Will be responsible for updating and maintaining repository of all circulars pertaining to CA, processes and standard operating procedures (SOPs) and policies of the functions/businesses of the Bank.

- Managing the growth of CA book through Retail and Bulk customers

- Proper benchmarking and competitive product creation

- Ensuring channel enablement to ensure that CA acquisition targets are met, in terms of No and NAV

- Ensuring Proper Onboarding process through Branches and Call center

- Working on customer engagement activities to build ETB book

- Ensuring CA ETB portfolio is managed by keeping a track of inflows/ outflows

- Ensuring all functional units, Branches, WSB, SME,OCC are productive on CA to create a well diversified portfolio

- Tracking Competition

- Ensuring revenue targets are met through Charges and Fees

- Ensuring that key compliance parameters are met related to CA

- Building Innovative CA products

- Engaging with FinTech's for CA sourcing and management

- Engaging with marketing for CA collaterals, Digital campaigns and other marketing activities

- Managing Channel queries

- Presenting regular Dash Boards and updates to senior management and other stakeholders, highlighting key findings and recommendations.

- Continuously review and enhance the Product process to optimize efficiency, accuracy, and risk mitigation.

- Conduct training sessions for team members and other relevant staff to enhance their understanding on Product.

- Leverage technology and data analytics tools to release TD data to all Stake Holders for better monitoring of Portfolio.