Principle Investment Credit Role - Bank

Principle Investment Credit

JOB RESPONSIBILITIES :

- Providing analyses of client portfolios, such as Mortgages (Residential and Commercial), Commercial and Consumer Loans (Student, Credit Card, Auto, Personal, etc.). This involves data extraction, quality check, portfolio segmentation based on key collateral characteristics and data stratification

- Learning the methodology and mechanics of internal loan pricing models, being able to apply these models to potential acquisitions or in advisory capacity

- Providing thoughtful color and commentary regarding the performance of collateral and key valuation drivers. Estimating credit losses on the collateral using existing valuation models, Rating agency models and summarizing output for management/client presentation

- Ensure the flow of data underneath all of the analytics is accurate. This includes ensuring accuracy on all the deal related documents in a timely manner

- Get involved in transaction management related activities for the desk new positions and as well as existing positions.

- Interface with Loan servicer/ Controllers / Operations/ Risk and other relevant teams to ensure capture of all relevant data point/ accuracy flow to relevant systems

- Coordinate with Technology and internal departments to develop create new vendor data feeds, add enhancements to internal databases. Manage file load process for vendor data feeds

- Manage and create data related quality control checks for internal databases and provide resolution through analytic research

- Automating the repetitive tasks using industry standard tools.

- Assisting mortgage desk to get market securitization color.

- Managing P&L aspects of book portfolios for multiple mortgage desks