Principal Analyst, Risk & Portfolio Mgmt Role: Principal Analyst, Risk & Portfolio Mgmt Company: The company is a mission-driven fintech team of finance, analytics, and technology professionals focused on driving financial inclusion to serve the underserved across their credit, savings, and financial needs. The company is a great venture striving to provide financial access to the two billion underbanked people in emerging markets across Africa, Asia, and Latin America. The company transforms alternate customer data into financial identity using machine learning to predict their financial behavior, thus enabling the financial institution to design financial products for them. The company is a part of a large software company in India. Location: Gurgaon (Work from the office) Experience: 4-5 Years Job Description : - The finance industry has ignored billions of deserving individuals. We are a mission-driven team of finance, analytics, and technology professionals focused on driving financial inclusion to serve the underserved across their credit, savings, and financial needs. - This role will be accountable for driving the credit policy decisions across the customer life cycle as well as on the Lending Portfolio P&L both from ensuring acceptable risk performance as well as driving top-line revenue targets by finding expansion opportunities across partner customer segments (banks and telcos). What we look for: - Passion for analytics: Should have a solid understanding of cutting-edge credit strategy leveraging data-driven models. Should have hands-on experience and a track record of delivering projects in an individual capacity. - Process-oriented: Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements. - Stakeholder Management: Should have a track record of working with partners across functions internally as well as externally to build effective relationships and drive business deliverables. - Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity. Job Responsibilities: Portfolio Strategy & Credit Policy: - Develop credit strategy to drive the GTM strategy, customer eligibility, and limit/exposure decisions through customer loan life cycle using telecom, wallet, bureau data - Develop and optimize the customer journey and ongoing communication to drive usage, credit education, and repayment across multiple digital channels (SMS, USSD, OBD) - Work with external debt collection agencies and optimize direct debit rules to drive collection effectiveness for delinquent customer segments and optimize collection offers - Building a framework for measuring the periodic performance of existing strategies Portfolio Monitoring & Governance: - Develop portfolio tracking metrics and design reports leveraging existing tech team - Monitoring PDD MIS, Follow-up for pending PDDs, and PDD pendency to be kept within acceptable limits. - Coordination with partner team for due/ overdue PDD process. Propose and implement solutions to keep portfolio healthy interfacing data science, product, and business operations team Required Qualifications & Skills: - Deep knowledge of scorecards, credit policies, and risk management in an unsecured context; Experience in validating and implementing risk models and strategies - Hands-on experience as a data-driven credit strategy analyst for more than 2 years - Good analytical thought process and aptitude for problem-solving; Hands on experience in data extraction using SQL, Python, and Pyspark SQL (Big Data Hadoop/Spark Stack) - Passion for using data and algorithms to drive underwriting decisions; Previous exposure to ML algorithms (preferably multiple) - Strong entrepreneurial drive Good to have: - Previous experience in managing P&L for credit portfolio - Experience in working with credit card firms - Hands-on experience in working with Telecom data

Gurgaon/Gurugram

Principal Analyst - Risk & Portfolio Management - FinTech 

Principal Analyst - Risk & Portfolio Management - FinTech  ,Job Description for Principal Analyst - Risk & Portfolio Management - FinTech  in Connexions in  Gurgaon/Gurugram for (4-5) years of experience. Apply Now!

Job Description for Principal Analyst - Risk & Portfolio Management - FinTech  in Connexions in  Gurgaon/Gurugram for (4-5) years of experience. Apply Now!