Portfolio Governance Manager - Roles & Responsibilities - Responsible for overall Analytics management with regular monitoring of product portfolio and development of sustainable growth strategies for SME Business (unsecured business loans) - Provide recommendations and strategic support based on portfolio trends and analytical insights across the entire credit life cycle (acquisition, portfolio and collections) and ensure alignment to business growth and risk appetite/plan - End to end ownership in developing and implementation of application, behavioural and collections scorecards and model driven strategies. Implementation of models in the rule engine - Work with Internal teams to design and maintain DataMart as a single source of data for MIS/reporting/analytics. Provide timely dashboard/ decks/MIS reports to help in decision making, conduct ad hoc analysis and data cuts based on requirements. - Deep dive into portfolio performance and identify variables that are having Positive/ adverse impact and support development and maintenance of a framework to measure and monitor product portfolio performance - Work Closely with analytics team to get best product offerings & pricing from Vendors like Bureau etc - Engage with credit bureaus to best utilize their data with the end aim of improving book quality - better selection of customers at login stage, line management and portfolio actions at growth stage and better collection framework for the defaulters. Develop cross sell and up sell strategy for the existing customer base - Developing decks, segmentation reports and MIS reports for tracking performance of different products highlighting portfolio issues, trends and opportunities. - Evaluation, implementation and monitoring internal & external credit scoring models in partnership with business/credit department - Complete & detailed analytics for SME business teams on weekly, monthly, half yearly, yearly performances on several business parameters during Pilot & Growth phase - Complete Analytics for Management in terms of Disbursements/ Book/ Revenue, PAR, NPA, Cost of Funds, Yields, Margins across areas/regions/Zones - Cross sell Income (Insurance), Costs (Cost to Income Ratio), Budgets, Performance Tracking, Bottom Layering, Portfolio Trend Analysis etc

Mumbai

Portfolio Manager - SME - NBFC 

Portfolio Manager - SME - NBFC  ,Job Description for Portfolio Manager - SME - NBFC  in Kairos Consulting India in  Mumbai for (6-8) years of experience. Apply Now!

Job Description for Portfolio Manager - SME - NBFC  in Kairos Consulting India in  Mumbai for (6-8) years of experience. Apply Now!