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08/01 Geeta Dubey
HR at Poonawalla Fincorp Limited

Views:769 Applications:206 Rec. Actions:Recruiter Actions:0

Poonawalla Fincorp - Associate Vice President - Policy Manager - Business Loan (5-12 yrs)

Pune Job Code: 1359025

Urgent Requirement - Associate Vice President - Policy Manager - Business Loan


a) Credit Policy Development: Develop, review, and enhance the credit policies & procedures for existing as well as new variants of the unsecured BL product sourced through multiple channels, including digital sourcing through web/mobile app, to maintain a balanced and effective risk management approach while supporting business objectives.

b) Portfolio Risk Assessment & Monitoring: Assess credit risk in the portfolio on an ongoing basis through in-depth analysis of good/bad segments of the portfolio. Establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. Present portfolio performance and insights to senior management on monthly basis.

c) Data Analysis & Automation: Utilize data analytics to gain insights into credit trends, customer behavior, and portfolio performance, and use this information to optimize credit policy decisions. Collaborating with Data Science & Tech Team for increasing extent of automation and system decisioning (including use of AI/ML techniques) to maximize the coverage of transactions through system. Developing, deploying, maintaining and updating scorecards / policy rules (BREs) in system. Ensure successful UAT is conducted for all BREs rules coded in the system.

d) Regulatory Compliance: Stay up-to-date with the latest regulatory guidelines and ensure the credit policy adheres to all relevant legal and regulatory requirements set forth by relevant authorities.

e) Cross-functional Collaboration: Collaborate with various departments, including Finance, Operations, IT, Data Analytics, Business, Credit and Collections, to integrate credit policy considerations into their respective functions.

f) Ad-hoc assignments: Ad-hoc assignments related to credit risk and portfolio analytics from time to time

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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