Policy Risk Head - NBFC

- Define risk and portfolio strategy for the segment of Unsecured, partially Secured, and Secured Loans.

- Portfolio Management for the segment.

- Monitoring and constant calibration of the Risk framework.

- Evaluation of Portfolio performance and bench-marking the same to Industry.

- Apply market acumen and portfolio analysis expertise to review portfolio performance matrices on a regular basis and execute relevant risk mitigation action.

- Build robust monitoring mechanisms, risk profiling, default probability analysis and scoring models to build and manage a profitable portfolio.

- Handle product launches from concept to project to full implementation.

Stakeholders : Extensive engagement with Product team, Sales team, Clients, Sales channel, Underwriting, Legal, Operations and Business Intelligence.

Reporting to: Chief Risk Officer

Positions that report to this role :Credit Risk Analyst, Business Analyst FICO

Educational Qualifications :Graduate/MBA from top tier institute or any recognized institute

Relevant Experience :12 - 15 years of experience in Risk Management

Note- Age criteria- Till 35yrs