Senior Consultant at SkillVentory
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Policy Manager - Unsecured Loans - NBFC (3-6 yrs)
Policy Manager - Unsecured Loans with one of leading NBFC
- Develop, review, update and implement #riskpolicies, risk procedures, and maintaining key risk indicators below the company annual plan or benchmarks for new and existing #unsecuredloans portfolio
- Develop, support and release amendments In #Policy.
- Analyze data to identify high risk segments to limit and decrease loss rates.
- Perform exploratory data analysis to identify interesting data trends/ insights.
- Perform deep dive analysis on data to identify cross-sell or product bundling opportunity
- Build statistical scoring models on PL portfolios that would aid in customer segmentation.
- Work with the tech team to design, test and implement for any changes in policies or regulatory.
Eligibility Criteria for the Job:
- 3-6 years of experience in unsecured lending, credit policy and fraud control.
- Strong analytical skills coupled with good understanding of Credit risk management, scorecards.
- Having Presentation skills with excel knowledge, SAS/ SQL mandatory
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