Policy Manager - BFS

Position Responsibilities

- Formulation of Credit policy within regulatory parameters and risk appetite of the bank.

- Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters.

- Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring.

- Identify areas of improvement in existing processes of credit underwriting, risk management and operations and its implementation.

- Responsible for monitoring quality of the portfolio by monitoring infant delinquencies, NPAs and stress accounts.

- Travelling across locations for understanding the local policy and product requirement, process reviews and imparting training.

- Risk Control Self-Assessment (RCSA) reporting to the Operational Research function.

- User Acceptance Test (UAT) of systems and its implementation in the production environment.

- Delegation of authority and monitoring of overdue.

- Support system changes to improve quality of data and ease of process.

- Using the attached resume for further reference. Please acknowledge your interest for this position by reverting to this mail & agreeing to the below details on rohit.singh@skillventory.com