Policy Head - Rural Finance Products - Financial Entity

- Reviewing portfolio and encapsulating reasons for stress in asset quality

- Identifying early triggers by analysing behavioural parameters of various industry, sector & geographies and highlighting key findings to management on periodic basis

- Comprehensive review of credit underwriting process for ensuring compliance with implemented policy by hind sighting sample cases

- Periodic review of policies & timely interventions based on portfolio analysis to help senior management in formulating portfolio centric strategies & future course of action

- Assisting in policy formulations for new products / schemes

- Preparing management presentations incorporating product attributes, portfolio performance etc.

- Extending support to other verticals, mainly Treasury & Credit Team, in devising controls for process automation

- Assisting in calculations of business projections, Expected Credit Loss