Piramal - Senior Analyst/Associate Manager - Investment

Sr Analyst/Associate Investment Manager

Purpose of Job :

- Responsible for maintaining working relationships with clients and assisting the resolution officer through analysis of financial statements and dedicated monitoring of project progress as well as account

Essential Qualification/ Experience :

- MBA / CA with 5+ years of experience in debt restructuring at a reputed Bank/ NBFC/ Private Equity/ ARC / IPCs

Key Responsibilities :

- Scrutinize stress through financial statement analysis, e.g., borrowers financial statements, sales projections, collection analysis etc.

- Assess expected recovery amount from the strategies along with the resolution officer

- Maintain working-level client relationships (e.g., with project CFO, site manager and other clients) and conduct weekly check-ins along with the resolution officer

- Regularly monitor stressed facilities and account through data collection and follow-ups with clients in coordination with the asset monitoring team

- Track sales and collection of the individual projects and asset quality to prevent further slippages, e.g., monitoring borrowers overall financial position and project specific plans

- For all further disbursements and fund usage from collections ensure compliance to the agreed upon construction-linked plan, conditions preceding and conditions subsequent

- Prepare monthly internal review reports for assessment of project progress and efficacy of resolution strategy

- Oversee implementation of key decisions that have an impact on P&L and Balance Sheet

- Support MIS/Finance for managerial and regulatory reporting as needed

Key Competencies :

- Ability to perform financial analysis, including cash flow projections and NPV analysis for alternative strategies

- Working knowledge of Real Estate industry and the means of resolution available to the lender

- Understanding of restructuring debts

- Strong interpersonal and communication skills

- Extremely high level of comfort with MS Office

- Good team player, proactive and result-oriented