Piramal Housing Finance - Area Sales Manager

Industry - Banking

Skills - Sales

Job Type - Permanent

Description - Job Title: Area Sales Manager

Business Unit: Piramal Housing Finance Pvt Ltd

Domain: Housing Finance

Location: Pune

Band/Grade: 2A

Department; Group: Sales

Degree of Travel required to: Extensive

Purpose of Job

Piramal Housing Finance Pvt Ltd is looking for an ASM for its newly launched Housing Finance business (HL/LAP). The incumbent would be responsible for the day to day functioning of the Branch. He would be looking after sales, operations, credit, collections etc. with regards to the branch.

Key stakeholder

External:

1. Vendors

Internal

1. Credit team

2. Finance & Treasury team

3. Sales Team

4. Collection Team

5. Partner Functions

Essential Qualifications

- Graduate from a reputed college & PG Preferred.

- 10-15 years of relevant experience in mortgage industry.

- Well verse with MS Excel

Essential Skills & Experience

- Ability to work under tight deadlines and to prioritize conflicting and changing priorities

- Ability to liase & follow-up with internal stakeholders and vendors

- Good written & verbal communication skills

Values

Knowledge

- Expertise - we strive for a deeper understanding of our domain

- Innovation - we aspire to do things creatively

Action

- Entrepreneurship - we are empowered to act decisively and create value

- Integrity - we are consistent in our thoughts, speech and action

Care

- Trusteeship - we protect the interests of our customers, community, employees, partners and shareholders

- Humility - we aspire to be the best, yet strive to be humble

Impact

- Performance - We strive to achieve market leadership in scale and profitability, wherever we complete.

- Resilience - We aspire to build businesses that anticipate, adapt and endure for generations.

Key Roles/Responsibilities:

- Sales and Marketing of Products (Home Loan and LAP).

- Administration of Branch.

- Advertisement of Loan Products

- Responsible for sourcing of builder project files and get their project approval done by the organization.

- Smooth functioning of Lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.

- Various compliances of Corporate Office and NHB at Branch Level

- Recruitment of Direct Sales Associates DSAs.

- Motivating DSA's to achieve targets.

- Relationship building with Builder for APF & Bulk Sales

- Time to time updating them on new products and lending guidelines with updating market scenario.

- Achievement of target as provided by the company.

- Meeting the guidelines of company and the goals as provided.

- Handling the various queries of Housing Loans.

- Monitor individual & Team performance and take steps to improve productivity and correct aberrations

- Adherence to all processes laid down by the company at the Center

- Ensuring Target achievement by co-coordinating with team and DSAs.

Contact - AYUSHA WAIKAR

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