Deliverables: - Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program etc. - Monitoring Portfolio risk through dashboards and early warning signals, risk limit framework. Close monitoring of early warning indicators, early delinquency, bounce rates, non-starters, and other trends. - Working closely with model risk and BIU team to get risk estimation models fine-tuned. Trigger monitoring and control - Coordinating with analytics team for preparation/improvement in various management dashboard/ Analysis/ development of score card Regulatory compliance - Interaction with various team including business/product/credit/operations/legal/compliance/technology/Audit and of course competition to be in line with the requirements - Conduct portfolio review on regular basis, note the action, coordinate, and execute the actionable Essential Qualifications: MBA from top tier institutes Essential Experience: - Expert with sharp focus on portfolio (non-housing loan book) analysis with focus on execution. Analysis of the different products/policies in line with the current landscape - Pointing out on the opportunities and issues and suggesting corrective action to the stakeholders - Expert in presentation skills for various management reviews/committees - Reviewing the product and policies notes from a risk standpoint and suggesting improvements for overall risk mitigations. - Support delivery of end of period AUM, focus on operational efficiency through consolidation and process improvements - Review the portfolio performance and its impact on the business profitability. Highlight the variances to the stakeholders - Portfolio management based on accurate evaluation of the portfolio performance, market developments and product management imperatives. - Pivotal role in launching new product/program considering the risk appetite of the organization and in line with profitability benchmarks - Deliver best practices across all the domains with specific focus on risk management - Aid conduct of audits (internal/statutory etc.) and help closure of points to satisfaction without any adverse comments

Mumbai

Piramal - Credit Risk Partnerships Role 

Piramal - Credit Risk Partnerships Role  ,Job Description for Piramal - Credit Risk Partnerships Role  in Piramal Enterprises Ltd in  Mumbai for (6-12) years of experience. Apply Now!

Job Description for Piramal - Credit Risk Partnerships Role  in Piramal Enterprises Ltd in  Mumbai for (6-12) years of experience. Apply Now!