Piramal - Credit Analyst/Associate Investment Analyst - Corporate Lending Group - CA/IIM/MDI/ISB

Emerging Corporate Lending Group :

- With the objective of nurturing the growth of emerging and mid-market enterprises in India, Piramal Finance has institutionalized an Emerging Corporate Lending Group dedicated to meet their funding requirement. Driven by the belief that every enterprise has diverse needs and the products should be made to suit the business rather than the other way around, we innovate and adapt the financial solutions according to the businesses needs of the borrower.

- We are a sector-agnostic platform and engage with clients from manufacturing, trade and services segments offering funding in the range of Rs.10-100 crore ticket size. With the flexibility to offer multiple products at competitive rates, we are able to meet borrower's requirement with a customized solution in terms of security and repayment tenor to match the underlying cashflows of the business.

- We have a team of experienced professionals with deep sectoral knowledge, and aim to build and nurture long-term relationship with our clients.

Our suite of credit solutions includes:

- Senior Debt

- Loan against Property

- Lease Rent Discounting

- Loan against Cashflows

- Promoter Financing (listed/ unlisted shares)

- Structured Debt

- Acquisition Financing

Business Unit:

Piramal Finance Ltd

Location: Mumbai

Domain: Credit

Status: New/Replacement New Hire

Department; Group : ECL (Emerging Corporate Lending)

Degree of Travel required to: Low

Purpose / Key roles and responsibilities :

- To assist the senior team members in deal execution and monitoring.

- Assist in the analysis/due diligence effort for new deals.

- Prepare IC notes, financial models and presentation materials.

- Co-ordinate post IC documentation and disbursement processes with internal legal/finance teams.

Key stakeholders External :

1. CFO/CEOs of target clients

2. Intermediaries-investment banks, wealth managers, Chartered Accountants

Internal :

1. Partner Functions- Legal, Finance, Compliance, Asset Management & Secretarial, Risk

Reporting structure : Head - Credit

Essential Qualifications : CA/MBA from a Tier I Institute

Essential Experience : 1 - 3 years in a credit role in a SME division of a bank/NBFC and credit rating agencies.

Knowledge : Understanding of various lending products and ability to structure transactions to clients- requirements

- Strong hold on financial & credit principles

- Excellent Negotiation, interpersonal & presentation skills

Action : Ability to be a self-starter and think strategically to independently drive business origination in the assigned market

Care : Maintain healthy relationships with market intermediaries and internal stakeholders to achieve business goals.

Essential Qualifications : CA/MBA from a Tier I Institute

Essential Experience : 1 - 3 years in a credit role in a SME division of a bank/NBFC and credit rating agencies.