Piramal Capital Housing Finance - Senior Credit Manager - CA/IIM/ISB/FMS/MDI

Job Overview : The incumbent would assist the investment team in evaluating investment opportunities including industry research, financial modelling, business due-diligence, preparation of investment memos/ internal investment notes/ deal analysis dockets as well as assist in monitoring of existing relationships.

Qualifications : CA / MBA from a premium institute

Experience :

- 4-6 years of experience in wholesale credit division of a Bank / NBFC / IPCs / Real Estate Developer / Rating Company / Consulting Firm

- Strong in financial modelling, cash flow analysis and project underwriting.

Key Roles/Responsibilities :

- Regional credit for our Construction Finance or Small Developer Finance

- Performing extensive analysis using sound investment techniques, detailed financial analysis & financial modelling, in-depth understanding of the business fundamentals and conduct industry research

- Preparation of investment memos and deal presentations

- Post-investment monitoring of portfolio companies, including financial & operational performance, preparation of periodic reports for internal & external use, other support required for portfolio management

- Assist compliance team in regular audits and other data points

- Periodically monitoring progress, through financials, sales projections, collection, approval, construction status, etc.

- Identify stress. Formulate and implement Resolution plans

- Prepare Cashflow projections and Presentations for internal stakeholders strong Excel and PowerPoint skills required

- Maintain working-level client relationships (e.g., with project CFO, site manager and other clients)

- Analysis for Disbursement and fund usage from collections to ensure adherence to the agreed upon construction-linked plan, conditions preceding and conditions subsequent.

- Support MIS/Finance for managerial and regulatory reporting as needed.

Key Competencies :

- Strong hold on Industry, financial & credit principles

- Excellent in negotiation, interpersonal & presentation skills

- Strong financial modelling and analytical skills