PhonePe - Risk Officer - Merchant Operations

PhonePe Merchant Operations is looking for a Risk Officer, with a proven track record in evaluation of merchants at acquisition. Relevant experience in the Online and Offline Merchant Acquiring space is preferable.

Role and Responsibilities

- Review of Merchants at On-boarding stage and advise on necessary Mitigations for reducing Merchant Risk.

. Continuously evaluate new merchant categories and associated risks.

- Keep track and implement the changes in KYC compliance for Merchant documentation including KYC, AML guidelines

- Assist in processes for automated Merchant Risk evaluation and alternatives in Risk mitigation

- Work with Compliance teams to evaluate and improve existing risk management policies on a regular basis

- Continuously evaluate industry trends, competitive risk policies in Merchant acquisition area

Experience / Educational Qualifications : 

- Strong preference for experience in risk management, credit underwriting and/or portfolio management capacity for financial services, payment services, or merchant account acquiring companies

- Appreciation of local legal, compliance, collections, banking norms as well as unique and emerging business practices in the Indian market will be an added advantage

- 3-5 years of relevant experience

- Results driven team player with innovative ideas