About us: We are a Fintech Start up targeting to capture $900 BN consumer payments and lending opportunity. We are building platform of the future in which the offline / online merchants would be able to expand their consumer base. We also empower merchants to collect payment digitally and help build their identity through our offerings. Consumers would be able to make their purchase decisions and would get the options to convert their purchases in to easy EMIs The founders bring over 4 decades of banking &amp; financial services experience with strong market connect to bring required resources (like Customer, Capital, relevant business team etc.). Detailed business model can be discussed during the meeting process. Roles &amp; Responsibilities: - 8+ Years of experience in developing end-to-end behavioral risk scorecards using advanced Machine Learning and Traditional Regression techniques for Consumer Lending products like Credit Cards, Mortgage etc. in Credit Risk domain - Developing Portfolio risk scorecards like Probability of default (PD) or Propensity to Bankruptcy - Designing and developing end to end profitability driven machine learning technique based Credit Line Increase (CLI) optimization framework for proactive credit line increase (PCLI) program - Developing Credit Abuse First Party Fraud and Credit Bust-Out Scorecards to mitigate first party fraud losses - In-depth knowledge of Proactive Programs like Balance Transfer, Proactive Line Increase, Line Assignment etc. along with modeling steps like target definition, segmentation, variable reduction and hyper parameter optimization for both traditional and machine learning techniques - Hands on experience of advanced machine learning techniques like Random Forest, Gradient Boosting (GBM), Extreme Gradient Boosting (XGB) etc. and tools like R, H2O, Python, HIVE, SAS, SQL

Delhi NCR

Paytail - Vice President - Risk Analytics 

Paytail - Vice President - Risk Analytics  ,Job Description for Paytail - Vice President - Risk Analytics  in FinTech in  Delhi NCR for (6-12) years of experience. Apply Now!

Job Description for Paytail - Vice President - Risk Analytics  in FinTech in  Delhi NCR for (6-12) years of experience. Apply Now!