Paisabazaar - Head - Secured Loans

Job Description: Head of Secured Loans

Key Result Areas:

- Develop & execute a comprehensive strategy to grow the secured loans business, including product development, financial metrices governance & distribution channels

- Ability to build & grow various segments of secured loans market viz., Home Loan, Bill Discounting, Loan Against Property, Gold Loan, etc.

- Cultivate & nurture relationships with key partners & build sustainable business

- Identify market opportunities, customer segments & product niches to expand the secured loans portfolio & maximize revenue generation

- Implement robust risk assessment processes & monitoring mechanisms to mitigate credit risk & maintain portfolio quality & conformance to regulatory requirements

- Build a high performing team & provide strategic direction by setting & tracking key performance indices for them

Job Requirements :

- Masters'/ Bachelor's degree in Business Administration, Finance, Economics, or a related field

- 15+ Years of experience in managing secured loans portfolios & building businesses from scratch

- Deep understanding of Indian financial services industry, market dynamics & regulatory requirements

- Excellent analytical, strategic planning & decision-making abilities, with a results-driven mindset & a passion for innovation & continuous improvement