Niyogin - Senior Manager - Operational Risk

Niyogin Fintech Ltd, a new NBFC, seeks to use technology to streamline client on boarding, underwriting, documentation, loan disbursal and repayment by creating an all encompassing digital platform. Niyogin's vision is to democratize finance, catering to hitherto undeserved segments of the economy, particularly small businesses and fulfilling their unmet financial needs through a host of tailored products & services.

Niyogin has raised Rs 235 crore ($36 million) with international investors, such as Ward Ferry and Sabre Capital. Other investors include Lucky Investment Managers Pvt. Ltd, Alchemy Capital Management Pvt. Ltd and Alchemy India Long Term Fund Ltd.

You will join an array of exciting professionals:

- Arnab Bhattacharya- previously Head of Commercial Banking, Greater China for ANZ and Head of Global Banking, South India for Citibank.

- Himanshu Rajpal- previously Director of SMB- Channels, Platforms & Marketplaces for PayPal India and Director of Sales and Marketing at Euronet India

- Swaminathan Radhakrishnan- previously National Credit manager at Capital Float.

- Parag Chopde - previously Head of MSME Finance at RBL Bank and Head of Risk - Commercial Banking at Citibank.

Niyogin is building out a senior leadership team for this new organization and is looking to hire a capable and experienced Senior Manager - Operational Risk. You will be reporting to Noor Charania (COO, Niyogin).

What's on offer :

A highly competitive salary (upto 20 Lacs CTC) based on your prior experience and compensation.

Key responsibilities :

- Handle audit of various accounts and ensure completion of audits as per regulations and company guidelines

- Prepare Scope and Risk Control Matrix for the audits assigned

- Monitor and track and deviations and any correlation between deviations and delinquencies in the process and frauds

- Ensure that all credit parameters are adhered to, including proper documentation and security for all loans

Experience required :

Must haves :

- Experience with managing credit operations (ORM - Operations and risk management, RCM - Risk control mechanism, KAPA, SOPs, Process notes, etc)

- Experience with quality control and process management

- Proficiency in Microsoft Excel and PowerPoint

Preferred :

- Experience with MSME credit, digital lending, and/or unsecured lending

- Experience in operational audits

- Certifications like Six sigma, black belt, green belt, etc