NeoGrowth - DVP- Risk & Credit Policy

Details of the role :

- Proactive and experienced professional with a strong background in Risk Management and Policy Design. Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioural Scorecards.

- Risk Measurement, Portfolio Tracking & Analysis : Understanding of Key Risk Performance Indicators (including Static pools, Lagged & Coincidental delinquency) as well as Expected Credit Loss (ECL) Model Design & implementation. Throughput Analysis & Reject Analysis (for Policy Improvements)

- Ability to Formulate Credit & ECL Policies (New as well as Modifications) including ability to articulate/write Clear & Crisp Credit Policy Documents

- Sound Knowledge of Processes & Systems in context of Risk & Business objectives, as well as Regulatory Guidelines. Ability to Lead Strategic Projects (incl. Prepare BRD's) for implementation of system modifications resulting from Policy Design.

- Ability to deal with Sr. Management/Heads of Depts to ensure closure of open discussion items in Policy Formulations & Implementation.

- Ability to influence departmental teams to ensure policy implementation objective are met. Should possess effective communication and interpersonal skills, clear understanding on RBI directives.

- Handling Statutory Audit, Reporting to Risk Management Committee, Regulatory reporting to RBI, FIU.

Desired experience :

- Required 6-10 years of work exp. of which 4-5 years in Risk Function. Should possess strong excel and PPT skills. Knowledge on SQL, R, Python will be an added advantage to the role.

Education qualification : Candidate should be C.A./C.S./MBA.

About Us :

- NeoGrowth is a Fintech NBFC which deals with secured and unsecured MSME lendings. It is present Pan India in 30+ cities. NeoGrowth was founded by Dhruv Khaitan (DK) and Piyush Khaitan (PK), in 2013. Recognised amongst India's Best Workplaces in BFSI 2022 - Top 30 by Great Place to Work Institute. Awarded and recognized at prestigious forums - "Best SME Finance Company of the Year 2022 at Quantic India's NBFC & Fintech Excellence Awards", "Best Brand Building Campaign by Banking Frontiers", "Best Collections Initiative by Banking Frontiers".