Circle Credit Head
Job Profile:
- The position will be a core member of the Leadership Team, will work very closely with the CEO, Promoters and participate in the vision and goal of the organisation.
- The position offers excellent exposure and growth potential to a professional who would like to join the core team engaged in expanding a nationwide organization, and participate in its growth.
Key Responsibilities:
- Excellent analytical and communication skills
- Leading a large team with presence across India
- Responsible for evaluation of credit-worthiness of applicants
- Design & draft credit process/procedures
- From time to time, suggest modifications required in Credit policy
- Support development of Credit Scorecards, auto-approval mechanisms
- From time to time, suggest alternate data sources for underwriting of applicants
- Implement best practices for fraud detection
- Maintain portfolio loss within values/targets set by the management
Qualification & Experience:
Qualification: CA or MBA Finance from tier 1/tier 2 institute
Experience:
- 15+ years of experience in a NBFC/Bank handling the credit appraisal and approval of small to mid size loans to trade and to business enterprises (including unsecured loans). Our product is primarily targeted at Merchant & Retail establishments.
- Must be strong in Compliance and have an understanding of the Regulatory framework.
- Should have hands on exposure in Credit assessment, appraisal, administration of the credit policies, portfolio management/surveillance & credit scoring.
- Candidate should have the resilience to deal with ambiguity and the issues related to it.
- It is preferred that the candidate has exposure to new age digital lending
About Us:
NeoGrowth is a Fintech NBFC which deals with secured and unsecured MSME lendings. It is present Pan India in 30+ cities. NeoGrowth was founded by Dhruv Khaitan (DK) and Piyush Khaitan (PK), in 2013. Recognised amongst India's Best Workplaces in BFSI 2022 - Top 30 by Great Place to Work Institute. Awarded and recognized at prestigious forums - "Best SME Finance Company of the Year 2022 at Quantic India's NBFC & Fintech Excellence Awards", "Best Brand Building Campaign by Banking Frontiers", "Best Collections Initiative by Banking Frontiers".
Didn’t find the job appropriate? Report this Job