Principal Accountabilities - To lead the credit management function and oversee the underwriting/credit control of all loan files - To achieve disbursement target as per the business plan - To make prudent credit decisions & sanction proposals based on available information and interact with the applicants - To facilitate credit appraisal and monitor the same for the region - To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region - To drive productivity as per the business plan - To ensure TAT as per the policy for seamless business operations - To ensure portfolio quality and right credit underwriting happens as per the guidelines - To maintain the approval rate as per the policy guidelines - To periodically visit the channel partners for understanding the market and conducting competitor analysis - To coordinate with the channels, vendors and sales team and develop business strategies - To organize product & policy training for the team periodically - To do empanelment of the FI and RCU agencies and ensure TAT is maintained Desired Qualifications & Attributes : - Ability to set and manage targets/budgets. - Graduate/MBA/CA with 12-15 years of experience in Banking or NBFC. - Strong interpersonal and leadership skills - ability to hire/train/motivate/retain large teams. Location - Bangalore"

Bangalore

National Credit Manager - Personal Loan - NBFC 

National Credit Manager - Personal Loan - NBFC  ,Job Description for National Credit Manager - Personal Loan - NBFC  in Aniaaz Consulting Private Limited in  Bangalore for (12-14) years of experience. Apply Now!

Job Description for National Credit Manager - Personal Loan - NBFC  in Aniaaz Consulting Private Limited in  Bangalore for (12-14) years of experience. Apply Now!