National Credit Manager - Loan Against Property - NBFC - CA

1. Plan Credit Underwriting vision & outlook.

2. Create credit and underwriting policies, infrastructure, development and deployment of underwriting models.

3. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep deliquencies under control while maintaing a balanced view of business profitability across various products and geographies.

4. Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.

5. Reviews credit policies with business goals while being up-to date on competition policies & practices.

6. Prepare Risk & Credit Decks on monthly basis.

7. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.

8. Aim to optimise Credit Risk management to facilitate the business- expansion plans

9. Develop strong internal and external relationships

10. Responsible for ensuring sound understanding of credit policy across all relevant levels.