National Credit Manager - BFS

National Credit Manager

1. Driving the credit practice for our PL/BL/SME segment within the defined risk philosophy of the company

2. Leading the team of Regional credit managers and Team to ensure due diligence in credit analysis, deviations management, evaluation, underwriting and sanctioning of loans. Set-up standard approach of credit through hind sighting practice

3. Set-up and lead the team of credit managers for managing day to day credit approvals under our PL/BL/SME vertical, drive towards assessing creditworthiness of the borrowers by using data points available along with adherence to the defined Credit policy checks

4. To ensure Audit compliance and regulatory compliance in the overall PL/BL/SME credit process substantiated through right eligibility calculations in CAM

5. Interact with the channel partners to gather business trends and developments; Implement good practices and share early warning trends with teams

6. Work closely and collaborate with the teams of Business development, Tech, Product and Operations & support on offering innovative products

7. Working in sync with the data analytics and policy team to proactively contribute towards real time calibration of credit policies

8. Delivering quality portfolio along within defined TAT and extending support for collection activities whenever required.

9. Must Have handled Zones, State and UTs of India.

10. CA/MBA Preferred.