National Credit Head / Bangalore Based Candidates only Purpose of the Position : To lead the credit management function and oversee the underwriting / credit control of all unsecured loan files Responsibility : 1. To achieve disbursement target as per the business plan 2. To take prudent credit decision & sanction proposal based on available information and interact with the applicants 3. To facilitate credit appraisal and monitor the same for the region 4. To Implement credit policy and perform continuous evaluation and ensure adherence to the policy &amp; compliance with the authority matrix at branches in the region 5. To drive productivity as per the business plan 6. To ensure TAT as per the policy for seamless business operations 7. To ensure portfolio quality and right credit underwriting happens as per the guidelines 8. To maintain the approval rate as per the policy guidelines 9. To periodically visit the channel partners for understanding market and conducting competitor analysis 10. To coordinate with the channels ,vendors and sales team and develop business strategies 11. To organise product &amp; policy training for the team periodically 12. To do impalement of the FI and RCU agencies and ensure TAT is maintained Key Result Areas : 1. Business Figures 2. TAT 3. Portfolio quality 4. Productivity 5. Policies and processes Behavioural Competencies&nbsp;: Entrepreneurship&nbsp;: Has business focus; Remains abreast with business and market realities and puts business in front Strategic : Visualising business risks; having long-term vision and come up with priorities and ideas Problem Solving : Ability to get to the root cause of the problem and come up with solutions Decision Making : Using facts, data and experience, to take appropriate and timely decisions Team Management : Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback MBA Finance&nbsp;Preferred

Bangalore

National Credit Head - Unsecured Loan 

National Credit Head - Unsecured Loan  ,Job Description for National Credit Head - Unsecured Loan  in BitByBit Solutions in  Bangalore for (12-15) years of experience. Apply Now!

Job Description for National Credit Head - Unsecured Loan  in BitByBit Solutions in  Bangalore for (12-15) years of experience. Apply Now!