National Credit Head - Rural - Financial Industry

JOB DESCRIPTION-

- Key accounts, managing portfolio, enhancing market penetration and expanding client base across diverse sectors including farm equipments.

- Responsible for Creation and regular updating all Rural Lending policies of all Secured and Unsecured Products Maintenance of Quality of portfolio of the products.

- Managing various credit operations including appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning loans. Supervising approval of loan proposals & sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow-up and disbursal of loan.

- Maintenance of Quality of portfolio of the products Exposure into Credit and Loan Administration, Credit Analysis, Portfolio Management, Business Development, Risk Assessment & Risk Mitigation and Key Account Management in the Corporate & Retail Banking domain.

- Responsible for the credit underwriting of Rural Banking products of the Bank along with product and process development of the products.

- Having outstanding success in identifying