National Credit Head - NBFC

1. Plan Credit Underwriting vision & outlook.

2. Create credit and underwriting policies, infrastructure, development and deployment of underwriting models.

3. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.

4. Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.

5. Reviews credit policies with business goals while being up-to date on competition policies & practices.

6. Prepare Risk & Credit Decks on monthly basis.

7. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.

8. Aim to optimise Credit Risk management to facilitate the business- expansion plans

9. Develop strong internal and external relationships

10. Responsible for ensuring sound understanding of credit policy across all relevant levels.

CEO Key Skills credit analysis, credit management, credit assessment, credit rating, credit processing, underwriting, financial modelling

Job Qualifications

- Graduation (MBA/CA Preferred) Min Work Ex requirements 12 years of hiring experience 

- Team Handling experience 

- Must have LAP experience preferred 

- Max age limit 35 years ( preferred younger ) Min Team Handling exp. 

- Microfinance/ Finance industry experience dealing with LAP 

First Interview By HR Head, Second Interview By CEO