National Collection Head - Hard Bucket - Housing Finance

Urgently looking for National Collections Head Hrad Bucket for a large Housing Finance company in Mumbai.

Functional Responsibilities:

- Ensure the collection targets are met

- Ensure end to end NPA Management & Write off Recovery Mechanism

- Ensure that the NPA's are kept at minimum trigger levels

- To ensure all necessary legal actions are complied for resolution and recovery

- 60Plus, ARC & Write off Portfolio management, Focused approach to recover from Write off, ARC & 60Plus

- Recruit and manage recovery agencies and set necessary targets and drive

- Ensuring that all cases are handed over to the Collections Officers/BCM within prescribed time frames and are appropriately actioned

- Close coordination with legal team to make sure all the legal actions are initiated to maximize recoveries

- Identification and empanelment of agencies as per the suitability of portfolio and profile of the customer

- Hard bucket / recovery agency management

- In-house team handling experience would be an added advantage