About MoneyOnClick : At MoneyOnClick we are building India's largest financial services brand for the 500 Mn lower middle-income customers in 4000+ small cities (which we term as - India 4- ). This customer segment has very little penetration of formal loans, insurance or saving products as existing financial service players see this segment as risky and non-profitable. We have created custom lending, insurance and saving products that are tailormade to serve the needs of India4 customers. To reach these customers at low CAC, we have built a proprietary tech enabled offline-to-online social distribution channel where we have onboarded thousands of financially literate free- lancers such as LIC agents and junior financial sector employees in 1000+ cities. Our fully automated social partner app is available in 8 Indian languages and helps us manage these partners remotely without any physical presence. The general perception is that this customer segment is highly risky and non-lendable. We are happy to share that we have been able to maintain near 0% default rates despite Covid19. Our proprietary ML based family underwriting where we evaluate the P&amp;L of the family and give a joint liability family loan has helped us maintain these low default rates. We have raised $4.25 Mn seed round (one of the largest in India) from some of the top VCs such as Kalaari Capital ( Indian VC with $650MN AUM and investments such as Myntra, Cure.Fit, Dream11 ), Picus Capital ( Fund run by Alexander Samwer- Co-Founder of Rocket Internet that had multiple billion $+ exits/IPOs -Lazada, Jumia, Delivery Hero etc.), 3one4 Capital (Early Stage Fund with $250Mn AUM and companies such as Bank. Open and Jupiter Neobank in its portfolio) and Orios Ventures (Early stage fund with companies like Ola and Pharmeasy in its portfolio) Founding Team : Vishal Chopra - Cofounder &amp; CEO - Worked with Lendingkart as Chief Business Officer - Lendingkart is a Series C stage fintech SME lender (Total equity raised- US$ 150Mn). It is India's largest fintech lender by valuation and has disbursed loans in 1500 cities, highest for any lender in India. - First hire for Amazon India (Joined in July 2011) and part of the leadership team that launched Amazon.in (2013) and Junglee.com (2012). Vishal's last role at Amazon was to manage 3P Media categories (Books, Music, Movies). - Regional Director- Marketplace at Souq.com, Dubai- largest e-commerce player in the Middle East. Raised US$ 425Mn, acquired by Amazon. - Tech and R&amp;D roles at Texas Instruments and Synopsys -US, India, Japan &amp; Malaysia. - MBA - ISB, Hyderabad Himanshu Gupta - Cofounder &amp; COO - Worked with Lendingkart as VP &amp; Head- Data Science and Analytics. Responsible for Lendingkart's NPA/default rate, AI/ML based credit underwriting model development as well as overall analytics across functions such as collections, origination and operations. Led a team of 15 data scientists and data engineers. - Data Scientist at IHS-Markit (Global analytics giant listed on NASDAQ and S&amp;P 500) and engineer at IBM R&amp;D centre. - B.Tech from Indian Institute of Technology, Delhi -2005. Role Description : - We are looking for a young and entrepreneurial individual, who has good ML modeling and analytical skills and who is willing to go extra mile to make things happen. The person will be involved in building ML models for credit underwriting among other business analytics activities. - The role involves multi-tasking and require involvement in inter-departmental functions of the company. - Build fully automated ML/AI models for credit underwriting team to process the loan applications - Collaborate with Technology, Data Engineering and Operations team to build strong datacentric tech processes - Conceptualize and convert business issues into Data Science problems and work on the relevant data to solve - Visualize the ML/AI analyses, results and work processes in a presentable form Following are some of the attributes we are looking for : - B.Tech or MS in relevant field from top tier institute with 1+ years of experience in Business Analytics or Data Science - Good hands-on knowledge of DB language SQL/MySQL - Good hands-on knowledge of programming language (R/Python) - Good hands-on knowledge of Machine Learning Models and Algorithms - Working knowledge of the Microsoft Office Suite (especially Excel) and comparable Google products. - Strong problem-solving skills using quantitative and qualitative data analysis and interpretation - Excellent logic and communication skills - Team player with good time management skills - Energetic self - starter comfortable with ambiguity - Ability to multi-task and handle the details while keeping an eye on the big picture

Bangalore

MoneyOnClick - Data Scientist/Lead Data Scientist 

MoneyOnClick - Data Scientist/Lead Data Scientist  ,Job Description for MoneyOnClick - Data Scientist/Lead Data Scientist  in Wortgage Technologies Pvt Ltd in  Bangalore for (1-3) years of experience. Apply Now!

Job Description for MoneyOnClick - Data Scientist/Lead Data Scientist  in Wortgage Technologies Pvt Ltd in  Bangalore for (1-3) years of experience. Apply Now!