Moglix - Manager - Credit Underwriting

Manager - Credit Underwriting

Role Objective : The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance both domestic and export finance

Responsibilities :

- Assess the credit worthiness of by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRs

- Familiar with working capital assessment methods, cash conversion cycles including MPBF

- Understanding various Business models and potential risk factors impacting their credit worthiness

- Visit the manufacturing facilities, understand the business and identify any red flags

- Coordinate with relationship managers and the company to fill any information gap

- Prepare credit appraisal memorandum and present to the credit committee for approval

- Adhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards

- Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters

Qualifications & Experience :

Work Experience : 2-3 years of experience in similar profile with a Bank, NBFC or a fintech

Education :

- Graduation from a reputed institute

- CA or MBA from a reputed institute