Meesho - Head - User Lending

About the team:

Would you like to be part of creating a unicorn within a unicorn? Solve some of the biggest challenges facing the financial inclusion of Bharat? Well, then here's your chance! Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. You've heard Vidit talking about financial services and how bullish our leadership team is. Our vision is to build financial services for Meesho, becoming our key growth and revenue driver.And you will be at the center of this journey, building and scaling the user lending business and serving millions of Meesho users.

As part of this role, you will get to wear multiple hats, from strategy to execution, problem solving, to team and work closely with the leadership team to build and grow Meesho's user lending business. You will also work closely with other cross functional teams such as Credit Risk, Product, Technology, User growth and our external partners. Moreover, you will be required to manage budgets and P&L with end to end responsibilities and ownership of managing the business. If you are looking for a high impact role, and a journey to cherish, this role is for you.

And, as the Financial Services team, we always look at the bottom line !! And the bottom line is in this team, you should expect to have fun as you learn and grow.

About the role:

As the head of the user lending business, you will play a vital role in shaping the direction of this business and essentially own the success of the BU. In this role, you will work on a wide range of problem statements spanning across business, product, P&L, team management and growth and create impact for our users and the organization.

What you will do?

Build and scale business: develop a deep understanding of user needs for credit and build a differentiated product offering catering to different segments. This will need you to strategize and execute with a problem-first and impact mindset. You will be involved in creating strategy, building partnerships and execution roadmaps during the 0 to 1 journey of the business

Growth: Grow the business, drive adoption, manage pricing and develop marketing strategies and positioning to increase awareness and adoptions on the platform. Take bold bets and ambitious targets for the business.

P&L: Manage the overall P&L, identify levers across pricing and risk and manage them, monitor portfolio performance, collections and work closely with risk teams to identify and mitigate risks,

Developing processes and systems:build systems and processes ground up, apply your problem solving hat to drive continuous improvements

Partner Management: drive business development and work closely with lending partners such as Banks and NBFCs, manage day to day relationships with these partners

Team Management: manage the user business team, build KPIs/ targets and grow your team. Help them imbibe Meesho values and culture and enable them to be the best version of themselves.

Stakeholder Management - you will get to work closely with Meesho founders and the leadership team to build the business, align them on business direction and approvals, including budgets and P&L.

What you will need?

- About 5 years of work experience in fintech startups or strategy consulting (MBA preferred)

- Execution experience, demonstrated examples of delivering high impact projects

- Strong problem solving mindset and ability to break down complex complex problems, leverage data and come up with impactful solutions

- Appreciation digital/analytics led product development, targeting end-to-end automation of loan journeys

- Ability to aim big and take bold bets and work in agile fashion

- Inquisitive mindset, continuous problem solving to improve and grow

- Strong stakeholder management and communication skills

- Experience in user lending business will be strongly preferred

What you will get?

- Build and scale a business

- Manage your own team

- End to end responsibility and ownership

- Once in a lifetime opportunity to create impact at scale for million of users

- Strong employee-friendly policies

- A fun and supportive team and leadership

Note: For your candidature to be considered on this job, you need to apply necessarily on the redirected career page of the company as well.