20/10 Bhavana Ojha
Executive Assistant to Director and CEO - HR Function at MAS Financial Services Ltd

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MAS Financial Services - Credit Manager - RAC Segment - CA (7-8 yrs)

Ahmedabad Job Code: 857916

Job Purpose :

Retail Asset Channel (RAC) vertical caters to lending to NBFC, HFC and MFI. This position will be accountable for handling entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers for RAC

Key Responsibilities :

- Coordination with Relationship (Client Acquisition)Team to gather financial data and documents of clients

- Conducting a thorough analysis before sanctioning loan amount and ensuring compliance with organization

- Visit client office for personal discussion to understand the business model before lending loan credit

- Prepare final Credit Approval Memorandum (CAM) as per policy and discuss same with Head of Department (HOD)

- Addressing the concern raised by Head of Department & Credit Committee, if any

- Compiling MIS on credit findings and queries raised by field audit report

- Checking of Credit Information Report (CIR) of clients from other Banks and Financial Institutes

- Conducting on sight Due-Diligence

- To train, mentor and coach team members with respect to credit policy and processes

- Maintain cordial relationship with other departments, manage queries and support other miscellaneous initiatives

Behavioral Competencies :

- Team work, analytical, strong aptitude for concerned position

Role Specific Competencies :

- Excellent communication and quantitative skills.

- Very good command over verbal and written English.

- Ability to deliver quality deliverables within tight deadlines

- Strong command over MS Excel, Word and PowerPoint

Formal Qualifications / Prior Work Experience :

- 7 to 8 years of prior work experience

- Qualification : CA

- Past experience in managing similar profile, particularly in the NBFC/ BFSI domain, would be appreciated.

Women-friendly workplace:

Maternity and Paternity Benefits

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