Manager - Underwriting - General Insurance

Job Description :

- Financials/Output related activities (Income/Expenses/Profit) (e.g:Gross written premium, Top line, Combined ratio, cost of acquisition, loss ratio, management expenses etc)

- Achievement of the budgeted GWP for applicable lines by supporting the sales team in acquiring the business within underwriting framework in the desirable mix of products/locations/channels by designing pre-agreed reports & recommendations using the available market & internal business information

- Achievement of the targeted loss ratios by taking corrective pricing measures / process set ups

- Prudent Proposal Underwriting and Pricing

- Maintaining TAT for periodic Portfolio Analysis reports and developing new reports to support growth of business and controls

- Customer/Product/Market related activities (Internal / External) (e.g. Satisfaction, Acquisition, Retention, Cross-sell/Share-of-wallet, Relationship, Service, Product/Solutions)

- Ensuring Operational Efficiency and process standardization

- IT Coordination for setting up the system for new products and enhancement in existing products

- Conduct/Arrange testing of new developments

- New Product Development and product improvement by conducting market reserch, accessing product information abilable in the network and other international sources

- Liase with sales, I.T., legal & compliance team, actuary team for targeted TAT for product approvals

- Provide technical support to Sales team - in client interaction and closing deals.

- Support marketing team with the product content to respond external communication (media/websites)

- Process/Technical related activities (productivity, efficiency, process, quality etc.) (e.g. Risk, Controls, Compliance, Audit, Productivity, Quality, Discipline, Change Management, Adaptability, Success Transfer)

- Set up new tools & processes for facilitating the business & achieving profitability.

- Ensuring timely regulatory submission & compliance

- Ensure process efficiency and standardization

- Incorporate audit findings proactively and ensure compliance in reference to areas of non-conformance and re-evaluate processes to meet higher levels of consistency and support internal audit tem in conducting audits

- Automate manual reports/processes

People/Leadership/Teamwork/Corporate Citizenship related activities (e.g. Collaboration/Team work, Knowledge sharing, Development (Self & Team), Sharing Resources/Helping others) :

- Organize training's for new products / refresher courses / induction programs for the business teams & operations

- Development and corrective feedback to team members at regular intervals of time

- Designs and delivers training programmes on product technicalities to enhance knowledge amongst team members