Manager - Strategy - BFS

Role Responsibilities

- High level Role Description

- Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Mgmt and Collections.

- Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut-off setting, stress testing, sensitivity analyses

- Timely identification of shifts in portfolio risk profile and re-aligning risk- measurement tools for effectiveness and continuously enhance data-driven credit decisions

- Provide analytical support to various Risk Reviews, perform adhoc analytical requests to support policy changes

- Participate in selective strategic initiatives to build and enhance Group's in-house analytics capabilities

Competency expected in role:

- Strong logical reasoning ability. Ability to perform various industry standard complex statistical analysis in relation to credit risk problems

- Ability to work with data organized across platforms and formats (RDBMS tables, SAS datamarts, Excel spreadsheets, text files)

- Ability to bring out meaningful and actionable insights from unstructured data e.g. transaction data

- Ability to blend in existing BAU analytical projects and processes in a seamless manner

- Maintaining the desired quality of analytics within stipulated timeframe

- Ability to work with multiple departments and stakeholders within the Bank to achieve end results

- SAS is Mandate