Manager/Senior Manager - Retail Banking Audit - Investment Bank

Job Title: Retail Distribution and Digital

Level: Manager/Senior Manager- Audit

- Group Internal Audit (GIA) is looking for an experienced Retail Banking Audit professional with a solid background and strong knowledge around the key risks and controls in a retail banking business.

- This is a senior role in the Retail Banking Distribution & Digital Audit team. The team provides independent assessments of risk management and internal control environment of retail banking businesses globally for senior management at country, region and global level. The products covered are Credit Cards, Personal Unsecured Lending, Mortgage, Auto Loans and Customer Deposits. The channels covered include physical sales as well as digital sales and servicing.

The job holder will have specific responsibility to propose, own and deliver the annual risk based audit plan for Digital initiatives relating to the above.

This role reports to Head of Audit for Retail Banking - Distribution and Digital.

Key Roles & Responsibilities - 

- As a Portfolio Champion perform risk assessment for Retail Digital portfolios globally by applying relevant business insights along with key and emerging risk trends - internal, external and regulatory. Own the global audit plan for Retail Digital portfolios.

- Develop and independently manage effective senior management stakeholder relationships to ensure comprehensive understanding of business strategy, plans and performance and processes related to management of retail banking products.

- Lead or manage audit engagements focussed on other aspects of retail banking products to meet the annual retail banking audit plan. Consistently deliver high quality audit reports in a timely manner with audit issues focussed on key risks, root causes, materiality and succinct messages.

- Closely follow latest developments and trends in the area of retail banking auditing techniques and related areas like client due diligence, anti-money laundering, retail banking technology and data-privacy.

- Develop, coach and provide performance feedback to team members. Champion development of knowledge and expertise in retail banking auditing within GIA country teams and the Retail Banking Audit team.

- Prepare presentations, concept papers, management update reports on emerging risk and audit themes as and when directed.

Qualifications & Skills - 

- Experienced internal auditor, risk professional or business practitioner who has deep subject matter expertise in the digitization of retail banking.

- Background in auditing of digital banking within a financial institution is a strong plus. Candidates without prior audit experience but with strong domain expertise in all aspects of digital banking will also be considered

- Prior experience and track record of project management, team leading, maintaining high level of credibility with senior management as well as demonstrating sound judgement and sensitivity to deal with cultural and geographic diversity is essential

- You must be an articulate and effective communicator, both orally and in writing. Be able to prepare high quality written audit reports, as well as be able to objectively summarize and draw out key themes and risks for management attention.

- Be self-motivated and able to function independently. Should have a collaborative approach and be a team player.

- Accounting / Audit qualification is strongly preferred (including e.g. ACA, ACCA, IIA).

- Minimum 10 years of work experience in banking industry with a risk and controls focus.

Ability to commit to up to a maximum of 40% travel.