Manager/Senior Manager/AVP - Credit Underwriting - Unsecured Business Loans - NBFC

We are hiring for professionals into Credit Underwriting for the Unsecured business loan for one of the leading NBFC based at Mumbai for Manager/Sr Manager & Assistant Vice President level.

Please Note : Experience in Unsecured Business Loan is MANDATORY.

Key Responsibilities - Manager /Sr Manager- Unsecured Business Loan

- Ensure quick turnaround of customer loan applications and provide decision-based on the scoring matrix

- Analyze the financial documents, check regulatory requirements, perform personal discussions with customers and undertake necessary documentation

- Constantly evolve the risk and collection policy, add touch points for processing applications Pan India

- Analyze lending decisions - accept and reject cases on an on-going basis

- Unsecured Business Loan experience MANDATORY

- Credit Manager (4-6 years), Senior Credit Manager (6-10 years)

- Check CIBIL Score

Key Responsibilities -- AVP (8 - 13 yrs) -- Unsecured Business Loan

The role will be responsible for driving the brand marketing team to accomplish the following:

- Responsible for credit underwriting & credit policy formulation.

- End to end completion of a transaction from login to sanction, including interaction with borrowers to understand credit requirement.

- Finalization of sanction terms and negotiation with clients.

- Getting approvals internally and documentation as per credit policy.

- The hiring of Credit Processing agencies (CPAs) and process and policy training.

- Complete transactions within the required TAT.

- Designing new experiments and programs to test new segments and monitor its performance.

- Responsible for minimizing Fraud risks by constantly evaluating process gaps and improvising risk policy.

- Team Management & Training new team members.

Tanvi